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Annual Reports and Accounts 2013
Presentation of Information
Contents
This document comprises the Annual Report and Accounts Financial Highlights of the group .
2013 for HSBC Bank plc (‘the bank’) and its subsidiaries (together ‘the group’). It contains the Strategic Report, the Purpose and Values .
Report of the Directors and Financial Statements, together with the Independent Auditor’s Report, as required by the Products and Services .
UK Companies Act 2006. References to ‘HSBC’ or ‘the Group’ within this document mean HSBC Holdings plc Strategic Report .
In November 2012, the group sold HSBC Private Banking Holdings (Suisse) SA to HSBC Holdings plc, with the exception of HSBC Private Bank (UK) Limited which remains as part of the group. The consolidated statement of comprehensive income shows the discontinued operation separately from continuing operations for 2012. The commentaries included in the Business Review section have been prepared on a continuing operations basis. With effect from 1 January 2013, the group’s operating segments have been revised to reflect internal changes made Review of business performance .
to the management structure. The revised segments are consistent with those reported to the bank’s Executive Committee, the identified Chief Operating Decision Maker under IFRS 8. Further details are provided in Note 1 ‘Basis of Preparation’ on page 103. All comparatives have been Additional information, including commentary on 2012 Report of the Directors .
versus 2011 and certain statistical and other information, may be found in a separate document entitled ‘Additional Information 2013’ and can be found at www.hsbc.co.uk . Cautionary Statement Regarding Forward-
Looking Statements
Securitisation exposures and other structured products.
This Annual Report contains certain forward-looking statements with respect to the financial condition, results of operations and business of the group. Statements that are not historical facts, including statements about the group’s beliefs and expectations, are Risk management of insurance operations .
forward-looking statements. Words such as ‘expects’, ‘anticipates’, ‘intends’, ‘plans’, ‘believes’, ‘seeks’, ‘estimates’, ‘potential’ and ‘reasonably possible’, variations Capital management and allocation.
of these words and similar expressions are intended to identify forward-looking statements. These statements are based on current plans, estimates and projections, and therefore undue reliance should not be placed on them. Board of Directors and Board Committees .
Forward-looking statements speak only as of the date they are made. HSBC Bank plc makes no commitment to revise or update any forward-looking statements to reflect events or circumstances occurring or existing after the date of any Statement of Directors’ Responsibilities.
Forward-looking statements involve inherent risks and uncertainties. Readers are cautioned that a number of Independent Auditor’s Report .
factors could cause actual results to differ, in some instances materially, from those anticipated or implied in Financial Statements.
Notes on the Financial Statements.

Source: http://www.hsbc.co.uk/1/PA_esf-ca-app-content/content/pws/content/personal/pdfs/hbeu-2013-ara-online-contents.pdf

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