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Annual Reports and Accounts 2013
Presentation of Information
This document comprises the Annual Report and Accounts
Financial Highlights of the group .
2013 for HSBC Bank plc (‘the bank’) and its subsidiaries
(together ‘the group’). It contains the Strategic Report, the
Purpose and Values .
Report of the Directors and Financial Statements, together
with the Independent Auditor’s Report, as required by the
Products and Services .
UK Companies Act 2006. References to ‘HSBC’ or ‘the
Group’ within this document mean HSBC Holdings plc
Strategic Report .
In November 2012, the group sold HSBC Private
Banking Holdings (Suisse) SA to HSBC Holdings plc, with
the exception of HSBC Private Bank (UK) Limited which
remains as part of the group. The consolidated statement of
comprehensive income shows the discontinued operation
separately from continuing operations for 2012. The
commentaries included in the Business Review section have
been prepared on a continuing operations basis.
With effect from 1 January 2013, the group’s operating
segments have been revised to reflect internal changes made
Review of business performance
to the management structure. The revised segments are
consistent with those reported to the bank’s Executive
Committee, the identified Chief Operating Decision Maker
under IFRS 8. Further details are provided in Note 1 ‘Basis
of Preparation’ on page 103. All comparatives have been
Additional information, including commentary on 2012
Report of the Directors .
versus 2011 and certain statistical and other information,
may be found in a separate document entitled ‘Additional
Information 2013’ and can be found at www.hsbc.co.uk .
Cautionary Statement Regarding Forward-
Securitisation exposures and other structured products.
This Annual Report contains certain forward-looking
statements with respect to the financial condition, results of
operations and business of the group.
Statements that are not historical facts, including
statements about the group’s beliefs and expectations, are
Risk management of insurance operations .
forward-looking statements. Words such as ‘expects’,
‘anticipates’, ‘intends’, ‘plans’, ‘believes’, ‘seeks’,
‘estimates’, ‘potential’ and ‘reasonably possible’, variations
Capital management and allocation.
of these words and similar expressions are intended to
identify forward-looking statements. These statements are
based on current plans, estimates and projections, and
therefore undue reliance should not be placed on them.
Board of Directors and Board Committees .
Forward-looking statements speak only as of the date they
are made. HSBC Bank plc makes no commitment to revise
or update any forward-looking statements to reflect events
or circumstances occurring or existing after the date of any
Statement of Directors’ Responsibilities.
Forward-looking statements involve inherent risks and
uncertainties. Readers are cautioned that a number of
Independent Auditor’s Report .
factors could cause actual results to differ, in some
instances materially, from those anticipated or implied in
Notes on the Financial Statements.
Catalogue of Type Mineral Specimens Yafsoanite Kim AA, Zayakina NV, Lavrentev YuG: ZVMO,(1982) 111, 118-121 Russia - Yakutiya-SW - Central Aldan - Kuranakh gold deposit Yakhontovite Postnikova VP, Isipursky SI, Sidorenko GA, Mokhov AV: Mineral.Zhurnal,(1986) 8, n6, 80-84 Russia - Khabarovsk - Komsomol'sk region - Pridorochnoye deposit Supergene Yanomamite Botelho NF, R
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